Joining is Easy!
Once you become a member, you will always be a member – no matter where you live or work.
Internationalites Federal Credit Union is a "closed" credit union. This means that membership is not open to the general public. Membership is only open to employees of the City of Carlsbad, Mosaic Potash Carlsbad Inc., Intrepid Potash, 4 Elements Oilfield Services LLC, and designated family members.
The designated family members may be parents, brothers, sisters, sons, daughters, grandparents, grandchildren, step-parents, and step-children of the employee or their spouse.
Unlike other financial institutions, IFCU is owned by the members. When you say "This is my credit union" you mean it!
How to Join
To open an account and become a member/owner you purchase six shares at a cost of $5.00 per share. By maintaining a $30.00 share balance, you are a member/owner. A membership card will be completed at the time of opening.
If membership is ever terminated the $30.00 is refunded providing the account is in good standing and remained open for 90 days or more.
See our brochure "The Credit Union Difference - Membership and Account Agreement"
We encourage you to come in or contact us to begin your journey as a valued member of our credit union.
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT OR FOR A REQUEST FOR CREDIT
To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify and record information that identifies each individual or business that opens an account or request credit. What this means for individuals: When an individual opens an account, or requests credit, we will ask for their name, address, date of birth, Social Security number and other information that allows us to identify them. We may also ask to see their driver's license or other identifying documents. What it means for businesses: When a business opens an account or requests credit, we will ask for business name, business address, Employer Identification Number, and other information that allows us to identify the business and signatories. We may also ask to see other identifying documents showing existence of business.
USA PATRIOT ACT, SECTION 326