We're here 24/7 to help when you need financial support.
Access your Internationalities Federal Credit Union accounts anywhere, anytime! Apply for a loan or review your credit online 24/7 from your mobile device!
You've got dreams, we've got solutions!
Truck & Auto Loans
as low as
5.5% APR
RV & Boat Loans
as low as
11.0% APR
Signature Loans up to $7,500
as low as
16% APR
Credit Union News-
Announcing Advanced Card Activity Fraud Alerts
Internationalites Federal Credit Union is committed to helping you fight debit card fraud. Our advanced fraud alerts, coming soon, will allow you to quickly receive emails, SMS texts and
Interactive Phone Calls when fraud is suspected – giving you the opportunity to confirm the legitimacy of transactions.
You will be automatically enrolled into the advanced fraud alert service, which will help us notify you sooner to review potential fraudulent transactions on your debit card. Please take a moment to update your contact information at the Credit Union or via your Online Banking contact information to ensure we have your current phone numbers and email address on file.
If you receive a card fraud alert by phone, text or email about a suspicious transaction, we ask that you respond immediately to let us know whether the transaction is legitimate. You only need to respond “Yes” or “No.” Your quick response to these communications could help us stop further unauthorized transactions if someone else has accessed your card information.
NOTE: Internationalites Federal Credit Union will never ask you for account information or your PIN in fraud alerts.
Membership
Internationalites Federal Credit Union is a "closed" credit union. This means that membership is not open to the general public. Membership is only open to employees of the City of Carlsbad, Mosaic Potash Carlsbad Inc., Intrepid Potash, 4 Elements Oilfield Services LLC, SIMCO (Salado Isolation Mining Contractors), and family members.
Learn more >>
Best Rate Guarantee
We do what we can to beat competitors' rates! Get the lowest possible rate with the benefits of Internationalities Federal Credit Union membership!
Credit Report
Stay informed about your credit activity with daily monitoring. Enjoy additional benefits and features to help you manage your financial well-being with online banking or the mobile banking app.
Financial Tips and Money Sense
What to Do If Your Credit Has Been Compromised: A Comprehensive Guide
In today’s digital age, having your credit compromised can be a distressing and potentially devastating experience. Whether through a data breach, identity theft, or unauthorized transactions, compromised credit can lead to financial loss and long-term damage to your credit score. However, by taking immediate and strategic actions, you can mitigate the damage and protect your…
Congratulations on Graduation: Embrace Your New Chapter with Confidence and Safety
Graduation is a monumental milestone, marking the culmination of years of hard work, dedication, and perseverance. It’s a time to celebrate your achievements, reflect on your journey, and prepare for the exciting new chapter ahead. As you step into this new phase of life, here are some important considerations and well wishes to guide you…
Smart Strategies: How to Save Money for Your Dream Holiday
Introduction: Everyone dreams of taking that perfect vacation, but sometimes the cost can feel daunting. However, with a bit of planning and discipline, you can make your dream holiday a reality without breaking the bank. In this blog, we’ll explore some smart strategies to help you save money for your next getaway. Set Clear Goals:…
Protecting Our Members: Beware of Spoofing Scams – Fraud is on the Rise
In today’s fast-paced digital world, scams and cybercrimes have become increasingly sophisticated and widespread. One particular threat that we, at Internationalites Federal Credit Union, want our members to be aware of is spoofing. This deceptive tactic involves cybercriminals impersonating trusted entities to trick individuals into disclosing personal and financial information or engaging in harmful actions.…
Introducing Our Enhanced Online Banking and Mobile App
We are thrilled to introduce you to our upgraded Online Banking and Mobile App at Internationalites Federal Credit Union. We have poured our efforts into enhancing your banking experience, and we believe the new features we’ve incorporated will revolutionize how you manage your finances. Allow me to share some of my favorite highlights that make…
Investing in the Future: Why You Should Open Your Child or Grandchild an Account at Internationalites Federal Credit Union (IFCU)
As parents and grandparents, we often strive to give the younger generation a head start in life. One way to do that is by introducing them to sound financial practices early on. Opening a savings or checking account for your child or grandchild is an excellent way to instill important money management skills and set…